Millions of people have big time credit debt. The years of easy credit and living outside of our means has caught up to some folks. A couple of friends are in situations where they have way too many credit card bills and they are struggling. Add to this a mortgage payment, utilities, food and living expenses and you’ve got a REAL PROBLEM.
The question I keep hearing is whether or not folks should start paying off their debt or start saving money. In normal times, the logical thing to do would be to pay off your debt before you start saving. The interest rates on some credit cards are just awful and can sometimes keep you from paying off the debt for years!
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The other day a friend of mine was talking about how he got fed up with paying the exorbitant prices for produce at the supermarket and what he did to stop it. At first he started going to the local Farmer’s Market to get his produce, which had better prices for just about all of the vegetables he needed weekly. While he was there he met a co-worker who was actually helping his family sell some produce. Surprised, he asked him how his family started doing this and his friend explained that they started off with a small garden, just growing the produce they needed for their own cooking.
Today’s money saving advice is a pretty simple one if not a no-brainer, easy to-do tip. That said, a lot of us forget to do these things!
A friend who reads SavingsVine regularly asked me how they could save money when eating out. Not everyone wants to eat a cheap meal every single day, but did you know that you can actually save money even when you eat out? Yes you can!


For as long as I can remember, I’ve eaten out every day for lunch. I enjoy leaving the office and getting into my car and driving out to a local eatery to get my lunch. In the last few months, this has all changed. My wife and I need to start saving money, so I decided to do my part… yep I now brown bag it every weekday.


