Millions of people have big time credit debt. The years of easy credit and living outside of our means has caught up to some folks. A couple of friends are in situations where they have way too many credit card bills and they are struggling. Add to this a mortgage payment, utilities, food and living expenses and you’ve got a REAL PROBLEM.
The question I keep hearing is whether or not folks should start paying off their debt or start saving money. In normal times, the logical thing to do would be to pay off your debt before you start saving. The interest rates on some credit cards are just awful and can sometimes keep you from paying off the debt for years!
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